Financing request
Asset and supplier
- Customer
- Chinwe Okoro
- Purpose
- Expand daily production capacity
- Asset or commodity
- Commercial baking oven
- Supplier
- Eastern Industrial Kitchen Ltd
- Repayment
- Monthly for 12 months
- Supporting documents
- 6 files
Chinwe Okoro · Commercial baking oven
Linked application · Submitted 07 Sep 2026, 08:34 · Assigned to Fatima Lawal
View application detailsFinancing request
Murabaha calculation
Financed amount
₦4,356,000
Est. installment
₦363,000
Capacity assessment
Monthly turnover
₦2,850,000
Operating expenses
₦1,420,000
Existing obligations
₦210,000
Net available
₦1,220,000
Field assessments
Agent assessment
Trading activity and stated sales were observed during regular operating hours.
Verification Officer assessment
Business address, equipment, stock, and customer activity were verified on site.
Practical credit evaluation
Business capacity
Strong
Customer character
Strong
Existing obligations
₦210,000
Included in available capacity.
Guarantor assessment
Strong
Continuity with owner
Established customer base and daily production oversight.
Continuity without owner
Two experienced staff can maintain production for short absences.
Risk observations
Final credit recommendation
Approve
Recommendation is based on observed business activity, verified capacity, continuity, character, obligations, guarantor evidence, and recorded risks. Final authority remains with the assigned approver.
Guarantor assessment
Workflow history
Draft
Chinwe Okoro · 06 Sep 2026, 14:20
Submitted
Chinwe Okoro · 07 Sep 2026, 08:34
Under review
Credit operations · 07 Sep 2026, 09:02